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Large insurers have alternatives to expand their small business model by setting up on their scale and skill pros to offer cross-market services either as enablers (for instance, Syncier) or as producers in B2B2C settings (for example, Swiss Re subsidiary iptiQ or Zurich’s bancassurance collaboration with Deutsche Financial institution).
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There's a wide range of infrastructure investment happening today, but as one would expect, we're not observing office properties. And afterwards, the multifamily, like I said, It is really looking ahead to the desire premiums to find a reduce point.
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